All About VA LOANS For Our Military Members

All About VA LOANS For Our Military Members

In additional to being a Realtor, I am also a newly commissioned officer serving as the 1st Lieutenant in the U.S. Air Force Reserves Medical Service Corp unit. I have not applied for a VA Loan yet but after reviewing all the videos below, I would definitely like to utilize this great benefit for myself as well as encourage other qualified military personnel! For additional information, go to and check out the videos below.


-No Down Payment & No PMI

-Lower credit scores (>620)

-Cash out refinance $325,000

-Sellers can pay closing costs

-Refinance 100% of home value

-Qualify for up to $1,094,625 ($1.5m in Hawaii & Alaska)

How do I know if I qualify for a VA Loan?

-VA Loans apply to Veterans, Active Duty (90 days), Guard & Reserves (6 years) & Qualified Surviving Spouses

Where Do You Get Your DD-214?

-From or complete a form in the national archives

Can A VA Loan Be Used For New Construction?



-Seller is more likely to accept a cash and conventional offer

-VA offer may need to be higher than listing price to look attractive

-Cover letters may help make a connection with the seller when making a VA offer


-An Approval is always stronger than Pre-Approval


-If you are disabled, you do NOT pay a funding fee


-Minimum property requirements (ask for waiver eligibility for refinance)

-Inspection not required but suggested

What are the Occupancy Requirements?

-Not for investment purpuses

-Must have intent to occupy

-You can submit for an exception depending on specific event & time frame

Can I Have More Than One VA Loan?

-Yes, depends on the amount of Entitlement


-Any one can assume as long as the new person goes through qualification process

For any question, feel free to contact me!

Your Las Vegas Real Estate Agent,

Karen Beck

Realtor (R)

One Nevada Credit Union

2645-A S. Mojave Road

Las Vegas, NV 89121

Cell: 702.381.3813

Office: 702.948.5368

Fax: 702.925.9974

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Phone: 702-327-4070
Dated: May 3rd 2016
Views: 526
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2645 South Mojave Road
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